Friday, July 4, 2008, 8:34PM ET - U.S. Markets Closed for Independence Day.

Banking & Budgeting

Credit Lines: Now Hinging on Your Personal Life?

Some wary lenders have begun reserving the right to examine your personal life, so the wrong job or place of residence can get you turned away or forced down to a lower credit line...  read more

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• Your Brain Can Make You Spend More in Stores
• Make Credit Cards Work for You
• Save Enough to Become a Millionaire
• Spending $10 a Day Could Cost You $100K
• Credit Card Debt: The Next Possible Implosion
• How to Lower a Credit Card Interest Rate

View Banking & Budgeting basics

Top Stories

• Companies begin quest for oil, gas off FloridaAP - Today, Fri, Jul 4, 2008
• Will You Outlive Your Money?BusinessWeek - Thu, Jul 3, 2008
• Don't use debit card for car rentalBankrate.com - Thu, Jul 3, 2008
• 5 ways to improve your creditBankrate.com - Thu, Jul 3, 2008

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Most Popular Articles

• Oil rises as eyes back on Iran-Israel rowReuters - Mon, Jun 30 - 10:34pm ET
• Oceanic Completes First Phase of Mag and Sub-Bottom ProfilingMarketwire - Mon, Jun 30 - 5:00am ET
• THOMSON : France's La Chaîne Parlementaire-Assemblée nationale channel selects Thomson to create news production systemMarketwire - Mon, Jun 30 - 4:15am ET
• Publication of change in the number of total shares and votes in EricssonMarketwire - Mon, Jun 30 - 3:32am ET

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How-To Guides

• Put Savings First With a Budget
• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Managing Debt and Credit
• View more how-to guides

Calculators

• Value of reducing or foregoing expenses
• Should I Consolidate My Personal Debt Into a New Loan?
• What's my current cash flow?
• How much do I need for emergencies?
• How much am I spending?
• Should I pay down debt or invest more?
• View more calculators

Expert Opinion

A One-Man Revolt Against the Financial Services Industry

By Laura Rowley

In a new book, economist Laurence Kotlikoff suggests taking a hard look at the accepted wisdom on personal finance.

• New Rules for the Age of High Energy Pricesby Suze Orman
• When It Comes to Negotiating, Ask and You Shall Receiveby Laura Rowley
• How to Save $400 a Month on Groceriesby Laura Rowley

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  The Fed Plans to Rest, but Can¿tBusinessWeek –Tue, May 6 - 12:00am ETWatch video

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  Those Federal Stimulus ChecksBusinessWeek –Tue, May 6 - 12:00am ETWatch video
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» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.25%	6.27%
  15 Year Fixed	5.77%	5.84%
  1 Year ARM	6.14%	6.13%
  30 Year Fixed Jumbo	7.30%	7.38%
  5/1 ARM	5.58%	5.70%
  3/1 ARM	5.44%	5.57%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.64%	7.61%
  $50K Home Equity Loan	7.42%	7.40%
  $75K Home Equity Loan	7.69%	7.68%
  $30K HELOC	4.67%	4.66%
  $50K HELOC	4.38%	4.38%
  $75K HELOC	4.37%	4.37%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.99%	2.92%
  1 year CD	3.37%	3.28%
  3 year CD	3.67%	3.58%
  MMA	2.39%	2.38%
  $10K MMA	2.56%	2.54%
  $25K MMA	2.90%	2.89%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.80%	6.80%
  48 Month New Car Loan	6.84%	6.83%
  60 Month New Car Loan	6.49%	6.48%
  72 Month New Car Loan	6.32%	6.32%
  36 Month Used Car Loan	7.14%	7.14%
  48 Month Used Car Loan	6.84%	6.83%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• How does a refund on a credit card work?
  1
  Asked by M.D.W
• 2
  Why would someone get denied a savings bank account because of credit?
• 3
  Does opening a second checking account at a different bank affect my credit score?
• 4
  Any downside to adding a beneficiary to savings account?
• 5
  How can you make sticking to a budget/saving money fun?

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