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Checking & Savings

Make Those Loan Payments, or the Bank Will Call Mom

Just a few years ago, it was easy to write off the local community bank as a relic. But what, if anything, can a community bank do for someone that other financial institutions can't?...  read more

• Ultra-Safe Places to Stash Your Cash
• Top Questions About the Economy, Answered
• What to Look for in an Internet Bank
• Get High Yields on Your Savings Account
• Give Yourself a Financial Checkup
• The Best High-Interest Checking Accounts
• Saving Accounts, CDs: Uncover the Best Rates
• 5 Steps to Taming Financial Clutter
• Where to Sock Your Savings as Rates Drop

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Top Stories

• As unemployment spikes, companies weigh optionsAP - Fri, Sep 5, 2008
• Shady billing tactics rile cardholderBankrate.com - Fri, Sep 5, 2008
• Prisons scramble to make digital TV switchAP - Thu, Sep 4, 2008
• Collective Brands rises on better-than-expected 2QAP - Thu, Sep 4, 2008

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Most Popular Articles

• New Scientific Review Shows That Zolmitriptan ('Zomig(TM)') Nasal Spray Provided Efficacious Relief From Cluster Headache(1)PR Newswire - Sun, Sep 7 - 7:13am ET
• Boeing machinists walk off the job as talks failReuters - Sun, Sep 7 - 4:54am ET
• Prosecutor becomes figure in mortgage messReuters - Sun, Sep 7 - 3:32am ET
• Government plan for Fannie, Freddie to hit shareholdersReuters - Sat, Sep 6 - 11:24pm ET

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How-To Guides

• Put Savings First With a Budget
• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Managing Debt and Credit
• View more how-to guides

Calculators

• How much am I spending?
• Certificate of Deposit (CD) Analyzer
• How much do I need for emergencies?
• What is my current cash flow?
• Value of reducing or foregoing expenses
• View more calculators

Expert Opinion

In Personal Finance, Choice Can Be a Tyranny

By Laura Rowley

Choice is good, but in personal finance too much of it can be confusing and harmful. A recent book helps clear the fog.

• What You Need to Know About Credit Scoresby Anya Kamenetz
• Your Bank May Be Gouging You on 'Loans' You Never Requestedby Laura Rowley
• Four Habits of Financially Peaceful Peopleby Laura Rowley

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.08%	6.26%
  15 Year Fixed	5.62%	5.77%
  1 Year ARM	5.94%	5.92%
  30 Year Fixed Jumbo	7.13%	7.36%
  5/1 ARM	5.78%	5.92%
  3/1 ARM	5.63%	5.73%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.59%	7.63%
  $50K Home Equity Loan	7.19%	7.25%
  $75K Home Equity Loan	7.20%	7.26%
  $30K HELOC	5.16%	5.17%
  $50K HELOC	4.77%	4.80%
  $75K HELOC	4.77%	4.81%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.15%	3.16%
  1 year CD	3.69%	3.65%
  3 year CD	3.87%	3.85%
  MMA	2.43%	2.45%
  $10K MMA	2.69%	2.72%
  $25K MMA	3.02%	3.07%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.70%	6.72%
  48 Month New Car Loan	6.49%	6.51%
  60 Month New Car Loan	6.51%	6.52%
  72 Month New Car Loan	6.44%	6.44%
  36 Month Used Car Loan	7.07%	7.08%
  48 Month Used Car Loan	6.82%	6.81%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• How does a refund on a credit card work?
  1
  Asked by M.D.W
• 2
  Why would someone get denied a savings bank account because of credit?
• 3
  Does opening a second checking account at a different bank affect my credit score?
• 4
  Any downside to adding a beneficiary to savings account?
• 5
  How can you make sticking to a budget/saving money fun?

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