Friday, July 4, 2008, 8:33PM ET - U.S. Markets Closed for Independence Day.

Insurance

5 Credits to Ask for on Your Home Insurance

While raising the deductible is often an easy way to reduce premium costs, it isn't the only way. Discounts in the form of credits are also available for many homeowners...  read more

• Can New Auto Technology Create Safer Drivers?
• Generic vs. Brand-Name Drugs: What to Swallow
• How to Save on Prescriptions Drugs
• Revamping Health Care: Parties Sharply Split
• Insurers to Begin Tracking Drug Safety
• Why You Can't Tell Where Your Meds Were Made
• The Case of the $8 Million Nose
• Under the Knife: Cutting Medical Bills
• Claims That Boost Your Insurance Rates
• Playing by the New Rules of Health Care

View Insurance basics

Top Stories

• Makers of high fructose corn syrup want to sweeten its imageat MarketWatch - Thu, Jul 3, 2008
• Bill moves on Pa. autism insurance, Blues mergerAP - Wed, Jul 2, 2008
• In tough economic times, beware these critical nest-egg mistakesat MarketWatch - Wed, Jul 2, 2008
• US contradicts itself over its own ID theft adviceAP - Wed, Jul 2, 2008

View more articles

Most Popular Articles

• Oil rises as eyes back on Iran-Israel rowReuters - Mon, Jun 30 - 10:34pm ET
• Oceanic Completes First Phase of Mag and Sub-Bottom ProfilingMarketwire - Mon, Jun 30 - 5:00am ET
• THOMSON : France's La Chaîne Parlementaire-Assemblée nationale channel selects Thomson to create news production systemMarketwire - Mon, Jun 30 - 4:15am ET
• Publication of change in the number of total shares and votes in EricssonMarketwire - Mon, Jun 30 - 3:32am ET

View more popular articles

How-To Guides

• Buying Life Insurance
• Disability Income Insurance
• The Role of Insurance in Your Financial Plan
• Understanding Long-Term Care Insurance
• View more how-to guides

Calculators

• What are my long-term care insurance needs?
• How much life insurance do I need?
• How much disability income insurance do I need?
• How long will my current life insurance proceeds last?
• What are the tax advantages of an annuity?
• View more calculators

Expert Opinion

Putting the Insurance Back in Insurance

By Charles Wheelan, Ph.D.

Our next president needs to take a cue from Massachusetts (and Mitt Romney) and make health insurance mandatory.

• Homing In on the Right Insurance Coverageby Suze Orman
• Next Stop -- the Financial Twilight Zoneby Laura Rowley
• Seven Things to Know About Health Savings Accountsby David Bach

View all experts

More on Personal Finance

• 
  The High Cost of High WaterBusinessWeek –Sun, Jun 22 - 12:00am ETWatch video
• 
  Insurers Under WaterCNBC –Fri, Jun 20 - 11:17am ETWatch video

• 
  Finding Insurance in the FutureCNBC –Fri, Jun 20 - 8:22am ETWatch video
• 
  Wedding Insurance?Money Talks –Fri, Jun 20 - 6:00am ETWatch video

• 
  Open Season on Health PlansKiplinger.com –Wed, Jan 16 - 12:00pm ETWatch video
• 
  Health Insurance for Early RetireesKiplinger.com –Tue, Jan 15 - 12:00pm ETWatch video

• 
  Lessons of Anna Nicole SmithKiplinger.com –Fri, Jan 11 - 12:00pm ETWatch video

» View all finance videos

ADVERTISEMENT

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.25%	6.27%
  15 Year Fixed	5.77%	5.84%
  1 Year ARM	6.14%	6.13%
  30 Year Fixed Jumbo	7.30%	7.38%
  5/1 ARM	5.58%	5.70%
  3/1 ARM	5.44%	5.57%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.64%	7.61%
  $50K Home Equity Loan	7.42%	7.40%
  $75K Home Equity Loan	7.69%	7.68%
  $30K HELOC	4.67%	4.66%
  $50K HELOC	4.38%	4.38%
  $75K HELOC	4.37%	4.37%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.99%	2.92%
  1 year CD	3.37%	3.28%
  3 year CD	3.67%	3.58%
  MMA	2.39%	2.38%
  $10K MMA	2.56%	2.54%
  $25K MMA	2.90%	2.89%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.80%	6.80%
  48 Month New Car Loan	6.84%	6.83%
  60 Month New Car Loan	6.49%	6.48%
  72 Month New Car Loan	6.32%	6.32%
  36 Month Used Car Loan	7.14%	7.14%
  48 Month Used Car Loan	6.84%	6.83%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• I have liability insurance. If I lend my car out to a friend, will my insurance pay in case of an accident?
  1
  Asked by Pikaia
• 2
  New insurance and ongoing treatments of old injury? Which insurance applies?
• 3
  Can an employer cancel your insurance without telling you that it has been cancelled?
• 4
  What car insurance companies DON'T use a credit score when deciding rates?
• 5
  Health Insurance For Part-Time Employees?

Ask a new question

Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). International historical chart data and daily updates provided by Hemscott Americas. Fundamental company data provided by Capital IQ. Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quotes are delayed at least 15 minutes. Real-Time continuous streaming quotes are available through our premium service. You may turn streaming quotes on or off. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Neither Yahoo! nor any of independent providers is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. By accessing the Yahoo! site, you agree not to redistribute the information found therein.

Yahoo! Answers is provided for informational purposes only, and no Q&A is intended for trading or investing purposes. Yahoo! shall not be responsible or liable for the accuracy, usefulness or availability of any Q&A information, and shall not be responsible or liable for any trading or investment decisions based on such information. View Complete Answers Disclaimer.